He Came Into a Six-Figure Sum After a Long Legal Battle, but Now His Mother Wants the Money to Pay Off Her $125,000 Credit Card Debt

A man recently wrote online to share the story of how his mother begged him to pay off her debts after he won a six-figure legal settlement. But when she wouldn’t tell him how she racked up those debts, he became suspicious. Here’s his story.

Court battle

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The man wrote, “Last year, I sued my landlord. There was a long court battle, thousands in legal fees, constant threats of evictions, and more.”

Big settlement

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“The entire ordeal was extremely stressful and was a huge risk,” he added. “However, it ultimately resulted in a large six-figure settlement, and I have since happily moved on with my life.”

Mother dearest

grandma
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His mother is in her 70s. She knew all about his court battle and the six-figure settlement. She was very happy when he won.

Shock statement

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Shortly after he won the money, his mother called him with a shocking revelation. She informed her son that she had run up $125,000 worth of credit card debt in just over a year.

Big loan

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She asked the man if he could use some of his legal settlement to pay off her loans. She told him she would repay him over the course of five years with interest.

Incomplete information

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The man was stunned. He asked her how she had run up so much debt. She was reluctant to answer, so he didn’t push it. However, he thinks he knows what happened.

Life coach

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A few years ago, his mom quit her job to become a life coach. He’s always been skeptical of the profession and believes it is infested with scammers and other dubious operators.

Keeping his counsel

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The man respects his mother and wants her to follow her path. However, he suspected that she had spent the money on life coach services and expensive conferences in an attempt to kick-start her career.

Saying no

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His mother wouldn’t admit how she’d racked up these massive credit card debts. He told her that he couldn’t help her.

Bad feeling

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He loves his mother. She raised him on her own, and she is a fantastic mother. However, he doubted that she could pay him back the money. The settlement was for his retirement fund, so losing it was not something he could consider.

Was he in the right?

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The man felt terrible for saying no to his mother in her time of need. He reached out to an online forum to ask for advice.

The internet responded

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One poster wrote, “If she isn’t telling you what was owed, then I wouldn’t pay it. Does your mom own any assets? If she has a reasonable asset, you can “buy that asset” and rent it back to her. If there are no assets, I’d suggest bankruptcy.”

While another said, “Take her to a bankruptcy lawyer and pay for that instead.”

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