16 Scams So Dumb, Americans Are Still Falling For Them

Scammers trick millions of people into handing over their money every year, yet some of these scams are unbelievably dumb. A recent online survey asked, “What’s a scam so stupid, yet people keep falling for?” Here are the top 16 answers.

Apple Gift Card Scams

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“My mother-in-law got one of these calls and roped my 40-year-old sister-in-law into her panic, and I had to talk them both down remotely and tell them that no one is shutting off the electricity.”

“Not just utility bills, but back taxes and legal fines. I got a call from someone pretending to be a border agent. Like it totally seems legit to think I can avoid federal prison with the right amount on an Apple gift card…”

Bail Your Relative Out of Jail Calls

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My mom got one of those calls. ‘Grandma, I’m in trouble….’ she was about 90, but she is very sharp. She asked what their name was, and they just kept saying, ‘Grandma, it’s me…’”

“My granddad told them he would be the last person I’d call for bail money because he would leave my ass in jail, and I know that.”

Get Rich Quick Subscription Programs

Mobile Apps and Software Products Moving to Subscriptions-Based Models
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“Subscribe to my courses to learn how to get rich quick. I’m only offering this because I don’t want to use my tricks to get rich quick and want to share it with you instead.”

“Yep, if it’s so easy anyone can do it, ask yourself why everyone isn’t doing it”

Crypto Currency Schemes

Crypto-currency
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“To go with this is the recent ‘investment’ culture, especially with things like NFTs and crypto, not to mention even day trading. Yes, people have and do make money off that stuff, but no, you aren’t guaranteed, and most of the time, it’s just a pump and dump scheme where you are left as the bag holder.”

“By buying a “rich” influencer’s course on dropshipping, crypto, etc., you’re paying a couple of hundred dollars for something you can learn from YouTube or self-learning.”

Copy and Paste Facebook Posts

Facebook PK Studio _ Shutterstock.com
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“I’ve seen four of these posts today… I just want to reply that Facebook won’t change anything just because you copied and posted something. But will they listen? No. So I do what I always do, shake my head and scroll on by. They will post it another 15-20 times before realizing it never works.”

“I like the ones where people post saying Facebook cannot use their images even though you agreed to it when you created your account….. People just don’t think things through sometimes.”

Lose Weight In Five Days Schemes

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“All diets are scams. Anyone can fairly easily lose weight. But no diet has been successfully proven to indefinitely maintain weight loss. And that’s not even deconstructing all the prejudice and ignorance that is tied in with diet culture around fatness and fat people.”

“Eat nothing but 1.2oz of our magic product, do rigorous exercise, and on the fifth day, make sure to use the restroom before weighing yourself!”

Windows Technical Support Calls

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“Hello, this is John White. I am calling from Windows Technical Support. We have received notification that there are many errors on your computer and that it may have a virus.”

“My friend’s mother kept a guy like this on the phone for 20 minutes, did everything he told her, and was so grateful the nice Windows man was trying to fix her computer. Then eventually asked him, ‘Oh, was my computer meant to be switched on?’”

Internal Revenue Service Tax Scams

Pay Your Credit Cards in Full Every Month
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“One time years ago, one of these scammers called my house and left a voicemail. My mom heard it, called me while I was in class, and screamed at me. It took me 20 seconds to google the scam. Even after I proved it was a scam, she didn’t speak to me for like a week.”

“The same goes for the UK with government agencies. There’s a scam going around with people claiming you owe tax to HMRC, but they’ll never contact you via phone, so don’t fall for it.”

Multi-level Marketing Businesses

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“There are two scams involving essential oils. First is the multi-level marketing business, where you recruit people to sell overpriced rubbish to other people. The other is the idea that essential oils are a replacement for health care, people suggesting treating cancer and all sorts with oils instead of medicine.”

“My parents SWEAR that they’re not multi-level marketing businesses, saying really ‘(we) are a small business!’ cue massive eye roll…”

Psychic Hotlines

Cold Callers
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“I had a friend who used to prank call psychic hotlines, blocking his number. When they asked him for his credit card number, he would tell than that if they don’t already know his card number, they can’t be a real psychic.”

“They do it on Instagram nowadays…I’ve blocked many accounts that message me asking if I have any problem in my life that requires their psychic fixes. The first thing that I would do if I do have any financial issues is to not get scammed, thank you very much.”

Extended Car Warranty Calls

Extended Warranty
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“Man I was getting those calls before I even owned a car.”

“Not again, this is the 3rd warranty I’ve paid for this month!”

Non-fungible Tokens (NFTs)

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“You know how at the planetarium you can pay $50 to “have a star named after you” (but only on their registry)? It’s like that, but for anything.”

“The NFT is the answer to the question of how to get people to give you money for absolutely no reason.”

Dating App Scams

Not Chatting On Dating Apps
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“While I’ve never been scammed, they’ve made attempts on me while I was on dating apps. It’s easy to spot when they’re attempting to scam you, like when someone uses some Instagram model’s photos on their profile or they try to get you to move to another app like Skype or WhatsApp. But some guys don’t think with their heads on their shoulders and lose hundreds.”

“Yeah, I always know if a moderately attractive person makes first contact, it’s a scam. I like to play along, though. The longer I keep them tied up, the less time they spend scamming someone else, I figure.”

Buying Lottery Tickets

Lottery Tickets
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“My parents used to waste at least $50 a week on tickets. Even when we were behind on bills, couldn’t afford groceries, and were getting sued. They cared more about buying lottery tickets than feeding their children and keeping the water running.”

“My mom will tell stories of someone else winning the lottery, and she will be angry about it. Like somehow she is entitled to win because she plays so much. It drives me insane.”

Jobs Adverts Without Salary Expectations

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“American here. I have traveled to a good portion of this country over the course of my adult life. I have had a lot of jobs. I can name maybe one job I interviewed for that I knew the salary of before hand.”

“That’s the first question I ask headhunters when they contact me first and they don’t provide a salary. About half never respond.”

Life Coaches

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“No, experience as an executive or in HR does not make you prepared to be a life coach, even with a whole weekend of “coach” training.”

Yes, the ones I find funny are those that start giving basic advice on TikTok by making silly memes (which can be funny at the start) but change their profile to ‘XYZ coach’ once they’ve got a large following.”

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Source: Reddit

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